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Wading Through Medicare

Wading Through Medicare

I turn 65 this month, so I signed up for Medicare so my coverage would begin on August 1. I admit, I did so with a sigh of relief, grateful that the Affordable Care Act (ACA) hasn’t been completely stripped away. Pre-existing health conditions made affordable health insurance out of reach, and I don’t know what I would have done without it. I ache for the future of ACA, hoping that our elected officials will come to see health care as a right and fiscally responsible way to manage health care costs.

Although I am relieved to have medical insurance, I hope I won’t need it. My real insurance plan is the amount of time and effort I devote to staying healthy. I log in a minimum of an hour of daily exercise. To this I add active play, such as walking or hiking with friends. Last week I tried paddle boarding with my granddaughters. Although I didn’t fall, it wasn’t pretty. I’m sticking to kayaking.

I want to be one of those older adults who remains strong for as long as possible. The only way to do this is by putting in the time and effort. I try to make it fun, or otherwise I’ll make excuses, and then before you know it, I’ll be watching reruns of The Golden Girls.

By the way, when your time comes to sign up for Medicare, I highly recommend working with an insurance broker. I think it is easier to paddle board than to wade through the options. The Medicare web site is easy to use, but a good broker is far easier. There is no charge for this.

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